*{margin:0;padding:0;box-sizing:border-box}
:root{--navy:#0b1f3a;--navy2:#12294a;--blue:#2563eb;--blue-d:#1d4ed8;--ink:#0f172a;--muted:#5a6b82;--line:#e6eaf0;--bg:#f7f9fc;--gold:#f59e0b}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Pretendard',-apple-system,system-ui,'Segoe UI',sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
a{text-decoration:none;color:inherit;transition:color .15s}
img{max-width:100%}
:focus-visible{outline:3px solid #93b4ff;outline-offset:2px;border-radius:6px}
.skip{position:absolute;left:-999px;top:0;background:var(--blue);color:#fff;padding:10px 16px;border-radius:0 0 8px 0;z-index:100}
.skip:focus{left:0}
.nav{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 1px 0 rgba(255,255,255,.06)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:19px}
.brand .logo{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,#2563eb,#1e3a8a);display:flex;align-items:center;justify-content:center;font-size:16px}
.menu{display:flex;gap:24px;align-items:center}
.menu a{color:#cdd8ea;font-size:14.5px;font-weight:500;padding:4px 0;border-bottom:2px solid transparent}
.menu a:hover{color:#fff}.menu a.on{color:#fff;border-bottom-color:var(--blue)}
.nav-cta{display:flex;gap:10px;align-items:center}
.lang{color:#9fb0c8;font-size:13px;border:1px solid #2c3f5f;padding:6px 12px;border-radius:8px;background:none;cursor:pointer}
.btn{display:inline-flex;align-items:center;gap:7px;font-weight:600;border-radius:10px;padding:11px 20px;font-size:14.5px;transition:.15s;cursor:pointer;border:none;line-height:1}
.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--blue-d);box-shadow:0 8px 20px -8px rgba(37,99,235,.6)}
.btn-ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn-nav{background:var(--blue);color:#fff;padding:9px 18px}
.burger{display:none;background:none;border:none;color:#fff;font-size:24px;cursor:pointer;padding:6px}
.mobile-menu{display:none;background:var(--navy2);padding:8px 0}
.mobile-menu a{display:block;color:#cdd8ea;padding:12px 24px;font-weight:500;border-bottom:1px solid #1c3251}
.mobile-menu a:hover{background:#0d223f;color:#fff}
.hero{background:radial-gradient(1200px 500px at 82% -10%,#e7f0ff 0%,transparent 60%),linear-gradient(180deg,#fbfcfe,#eef4fc);padding:88px 0 76px;position:relative;overflow:hidden}
.hero.small{padding:60px 0 52px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero.small .wrap{grid-template-columns:1fr;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-weight:700;font-size:13px;background:#e3edff;padding:7px 14px;border-radius:999px;margin-bottom:20px}
.hero h1{font-size:52px;font-weight:800;line-height:1.16;letter-spacing:-.022em;color:var(--navy)}
.hero.small h1{font-size:40px}
.hero h1 .g{color:var(--blue)}
.hero p.sub{margin:22px auto 30px;color:#42546e;font-size:18px;max-width:560px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}.hero.small .hero-cta{justify-content:center}
.hero-cta .btn{padding:14px 26px;font-size:15.5px}
.hero-art{position:relative;display:flex;align-items:center;justify-content:center}
.orb{width:340px;height:340px;border-radius:50%;background:radial-gradient(circle at 35% 30%,#fff,#eef3fb);box-shadow:0 30px 80px -20px rgba(37,99,235,.35),inset 0 0 0 1px #e6eef9;display:flex;align-items:center;justify-content:center}
.stat-float{position:absolute;left:-6px;bottom:36px;background:#fff;border-radius:16px;padding:16px 22px;box-shadow:0 20px 50px -12px rgba(11,31,58,.22);border:1px solid #eef2f7}
.stat-float b{display:block;font-size:30px;font-weight:800;color:var(--blue);line-height:1}.stat-float span{font-size:12.5px;color:var(--muted)}
.badge-float{position:absolute;right:6px;top:30px;background:var(--navy);color:#fff;font-weight:600;font-size:12.5px;padding:8px 15px;border-radius:999px}
.chips{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:52px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-size:14px;font-weight:600;color:#334155;box-shadow:0 2px 8px rgba(15,23,42,.03)}
.chip:hover{border-color:var(--blue);color:var(--blue)}
.stats{background:var(--navy);color:#fff}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding:38px 24px;gap:20px}
.stats .n{font-size:34px;font-weight:800}.stats .n em{color:var(--gold);font-style:normal}
.stats .l{color:#a8bad6;font-size:13.5px;margin-top:4px}
section.sec{padding:80px 0}.sec.tight{padding:56px 0}
.sec-head{margin-bottom:36px}
.sec-eyebrow{display:inline-block;color:var(--blue);font-weight:700;font-size:13px;border-left:3px solid var(--blue);padding-left:10px;margin-bottom:14px}
.sec-head h2{font-size:32px;font-weight:800;color:var(--navy);letter-spacing:-.012em}
.sec-head p{color:var(--muted);margin-top:10px;font-size:16px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff;transition:.18s;display:block}
.card:hover{box-shadow:0 18px 40px -18px rgba(11,31,58,.18);transform:translateY(-3px);border-color:#cfdcee}
.tag{display:inline-block;font-size:12px;font-weight:700;color:var(--blue);background:#eaf1ff;padding:5px 11px;border-radius:7px;margin-bottom:14px}
.card h3{font-size:19px;font-weight:700;color:var(--navy);margin-bottom:8px}
.card p{color:#54657f;font-size:14.5px;margin-bottom:16px}
.card .more{color:var(--blue);font-weight:600;font-size:14px}
.situ{background:var(--bg)}
.situ .q{font-weight:700;color:var(--ink);font-size:15.5px;margin-bottom:10px}.situ .a{color:var(--blue);font-weight:700;font-size:15px}
.proc{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{border:1px solid var(--line);border-radius:16px;padding:26px 22px;text-align:center;background:#fff}
.step .num{width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:17px}
.step h4{font-size:16px;font-weight:700;color:var(--navy);margin-bottom:6px}.step p{font-size:13.5px;color:var(--muted)}
.ctaband{background:linear-gradient(135deg,var(--navy),#17406e);color:#fff;border-radius:24px;padding:52px;text-align:center;margin:20px 0}
.ctaband h2{font-size:30px;font-weight:800;margin-bottom:12px}.ctaband p{color:#cdddf0;margin-bottom:26px;font-size:16px}
.ctaband .btn-primary{background:#fff;color:var(--navy)}.ctaband .btn-primary:hover{background:#eef4ff}
.prose{max-width:760px;margin:0 auto;color:#334155;line-height:1.9;font-size:16px}
.prose h3{color:var(--navy);font-weight:700;margin:1.8rem 0 .7rem;font-size:1.25rem}
.prose ul{margin:.4rem 0 .8rem 1.1rem}.prose li{margin:.3rem 0}
.infobar{display:flex;gap:.6rem;padding:.7rem 0;border-bottom:1px solid var(--line)}.infobar b{color:var(--navy);min-width:6rem}
.vlist{border:1px solid var(--line);border-radius:16px;overflow:hidden}
.vrow{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;border-bottom:1px solid var(--line);transition:.15s}
.vrow:last-child{border-bottom:none}.vrow:hover{background:#f5f9ff}
.vrow .vname{font-weight:700;color:var(--navy)}
.vcode{font-size:12px;font-weight:700;color:var(--blue);background:#eaf1ff;padding:5px 10px;border-radius:7px}
.breadcrumb{color:var(--muted);font-size:13px;padding:16px 0}.breadcrumb a{color:var(--blue)}
.faq{border:1px solid var(--line);border-radius:14px;padding:20px 24px;margin-bottom:12px}
.faq b{color:var(--navy);display:block;margin-bottom:6px}
.qbox{max-width:640px;margin:0 auto;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:0 20px 50px -30px rgba(11,31,58,.25)}
.qbox .qn{color:var(--blue);font-weight:700;font-size:13px;margin-bottom:8px}
.qbox h2{font-size:22px;font-weight:800;color:var(--navy);margin-bottom:22px}
.opt{display:block;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:10px;font-weight:600;color:#334155;transition:.15s}
.opt:hover{border-color:var(--blue);background:#f4f8ff;color:var(--blue)}
footer{background:var(--navy);color:#a3b4cd;padding:56px 0 30px;font-size:14px;margin-top:20px}
footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid #1e355a}
footer h5{color:#fff;font-weight:700;margin-bottom:16px;font-size:14px}
footer a{display:block;color:#a3b4cd;margin-bottom:9px}footer a:hover{color:#fff}
footer .copy{padding-top:24px;color:#6f84a6;font-size:12.5px}
.totop{position:fixed;right:20px;bottom:20px;width:46px;height:46px;border-radius:50%;background:var(--blue);color:#fff;display:none;align-items:center;justify-content:center;font-size:20px;box-shadow:0 10px 24px -8px rgba(37,99,235,.6);z-index:60}
.sample-tag{position:fixed;left:16px;bottom:16px;background:#111827;color:#fff;font-size:12px;padding:8px 14px;border-radius:999px;z-index:99;opacity:.9}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero-art{display:none}.menu,.nav-cta .lang{display:none}.burger{display:block}.grid3,.grid2,.proc,.stats .wrap,footer .cols{grid-template-columns:1fr 1fr}.hero h1{font-size:34px}.hero.small h1{font-size:30px}.sec-head h2{font-size:26px}.ctaband{padding:36px 24px}footer .cols{grid-template-columns:1fr}section.sec{padding:56px 0}}
@media(max-width:560px){.grid3,.grid2,.proc,.stats .wrap{grid-template-columns:1fr}}